How it works

Three steps. You do one.

Snap the letter. Luura reads it and makes room in your budget, so the money is there before the deadline and before the price goes up.

Step zero: the doom pile

Brown envelopes on the side. A ticket in the glovebox. Three emails flagged deal with later.

The longer they wait, the more they cost. Luura stops that happening.

The three steps

From pile to paid.

1

Snap it

Take a photo of the letter, or screenshot the email. Parking tickets, council tax, the energy bill, a vet invoice, the catalogue reminder you've been avoiding.

  • Letters
  • PCNs
  • Emails
  • Invoices
  • Fines
2

Luura reads it

What it is, who sent it, how much, the deadline and any discount for paying early. You check it, Luura files it.

Luura scan result: a parking charge notice from MetroPark for £100, reduced to £60 if paid before 12 October 2026.
3

Your budget makes room

Your daily safe-to-spend number adjusts so the bill is covered by its deadline. Luura shows when it's likely to become affordable, tells you the moment it is, and keeps you posted on whether it's on track to be paid in time.

Luura home screen: £48.59 safe to spend today, and 11 of 11 payments due in the next 10 days affordable now.
Why it matters

What waiting costs you.

A £70 council parking fine, outside London
  1. Paid within 14 days£35
  2. Paid after 14 days£70
  3. At the charge certificate£105

Same ticket. Same parking space. Three times the price, for not opening an envelope.

What can I scan?

Anything with an amount and a due date. Photograph the paper letter, or screenshot the email or PDF.

  • Parking charge notices
  • Council tax letters
  • Energy bills
  • Final reminders
  • Vet invoices
  • Catalogue letters
  • Emailed bills
  • Water bills
  • PDF invoices
  • And pretty much anything else that asks you for money

Open the post. Let Luura do the rest.

Snap your first letter on day one. Join the waitlist for founding member pricing: £4.99 a month, locked for life.

No spam. One email when Luura is ready for your phone.